Nearly two dozen new South Florida condominiums have obtained Fannie Mae approval in the first five months of this year, clearing the way for individual buyers to secure mortgages in each of the respective projects, according to a new report from CondoVultures.com.

The flurry of approvals comes after 41 South Florida condo projects were approved for financing in 2009. No new condominium projects were approved for financing by Fannie Mae in 2008, according to the report. “Fannie Mae has gone from virtually black listing the South Florida condo market to suddenly focusing all of its attention on assisting developers in the tricounty region of Miami-Dade, Broward, and Palm Beach to sell units in their projects by permitting financing,” said Peter Zalewski, a principal of Condo Vultures® LLC.

Financing was used in only 17 percent of the more than 700 new condo sales in Greater Downtown Miami in the first quarter of 2010, according to the CondoVultures.com report.

Buyers used financing to acquire less than 120 units in 19 projects in Greater Downtown Miami between January and March. By comparison, cash buyers acquired nearly 600 units in 29 projects during the same period in the same 60-block stretch.

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Fannie Mae certification is necessary as the public-private entity is one of the largest purchasers of lender-originated mortgages on the secondary market.

In 2010, Fannie Mae has approved 11 projects in Palm Beach County, nine projects in Miami-Dade County, and three projects in Broward County. By comparison, Fannie Mae approved 29 projects in Miami-Dade, seven projects in Broward, and five projects in Palm Beach, according to the report.
Overall, Fannie Mae has approved 70 Florida condominiums in the first five months of 2010 after approving 146 projects in the state in 2009, according to the report.

The lenders that are financing condominium buyers are doing so in a controlled manner, providing only a set number of mortgages per project. For example, some South Florida community banks are comfortable providing no more than 10 mortgages per project at any given time. Once the condo mortgages are sold on the secondary market, the lenders, in turn, will consider financing other buyers in that particular project, industry watchers said. During the boom, lenders worked diligently to be one of the preferred lenders in a project in hopes of financing a significant number of the developer sales.

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According to Wikipedia, ”…a geo-fence is a virtual perimeter on a geographic area using a location-based service, so that when the geo-fencing device enters or exits the area a notification is generated. The notification can contain information about the location of the device and might be sent to a mobile telephone or an email account.”

Geo-fencing today is used to notify someone when someone else (like a child, a pet, a vehicle, etc.) leaves a geographic boundary. Some employers use it as a tracking device for sales territory. The auto industry has also used it to keep track of cars in a fleet.

So how does this relate to real estate?

It’s Sunday afternoon. John and Mary are walking their dog through the prestigious Brickell area of Miami, Florida. As they walk, they chat about the opera they saw last night at the Miami Performing Arts Center, where they are going for dinner and the big party they have planned for next weekend. You wouldn’t know it by listening to their conversation, but the couple is also looking for a condo to purchase.

They cross South Miami Avenue when John’s cell phone buzzes in his pocket. It’s a text message. John says to Mary, ‘We’ve got a match from our real estate company. It’s right here. Let’s go see what the sales center looks like and get some information.’

Within minutes, the couple is at the SkyPalace Sales Center. It happens to be exactly the type of condo and lifestyle they want, in the exact neighborhood they want to live in. After the presentation they get the information packet and go home very happy that they found out about SkyPalace at Mary Brickell Village.
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How is this possible? By combining geo-fencing, mobile phones and GPS technology.

We can see tremendous potential for this in real estate. Why? Because, as of right now, this technology does not exist for real estate. Today’s savvy buyers and investors are avid smartphone users and would love to have this feature on their phone, especially if they were condo hunting.

Being in the real estate brokerage and development business we have heard so many times clients calling us from their car while they are driving around different areas telling us now much they love this or that area and that they would like to find out if there are any condos for sale there.

How great would it be to have a mobile feature that when one is going through a neighborhood he or she is interested in, he or she could instantly be notified of homes for sale. There are a tremendous amount of possibilities (for this technology).

From a marketing standpoint, any developer, brokerage company or sales agent who was able to get this technology would have a huge advantage, especially if they do any targeted marketing to members of Gen X and Gen Y, who are accustomed to this type of technology.

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High speed rail is the future of intrastate and interstate transportation in the United States – and South Florida is positioned to lead the country in getting on board.

Florida ‘s designated high speed rail corridors are Tampa-Orlando and Orlando-Miami, with non-high speed rail connections to Jacksonville and along the east coast. The U.S. Department of Transportation is considering applications from Florida for $2.53 billion consisting of $2.5 billion to construct the Tampa-Orlando leg and $30 million for the preliminary environmental study for the Orlando-Miami leg.

It is not often that an idea comes along that has such clear social, economic and environmental benefits for everyone in our community and throughout the State of Florida.

Florida, and South Florida in particular, will always be a desirable destination for both residents and visitors. One of the tradeoffs of our popularity has been traffic – there is an incredible strain on our transportation infrastructure due to the reliance on cars. It makes sense to address the problem with alternative forms of transportation, and high-speed rail is clearly the best option.

Improve your health with this cialis shop natural Ayurvedic remedy for male physical weakness. Pumps are another sort of male buy cialis enhancement which means you can feel confident knowing that the product is first class. The reason is that, viagra canada is safe and permitted by the FDA in 1982 for the healing of the sometimes catastrophic consequences of their substance abuse. Medicates sold by unlicensed drug stores may be old fashioned, hold risky parts or even be by and large fakes. buy viagra generic The proposed system will provide fast, safe and dependable city-to-city transportation, initially among the cities of Tampa, Orlando and Miami.

With annual intercity trips along the Miami-Orlando-Tampa corridor expected to reach 100 million per year (or 274,000 per day!) by 2010, there is clearly a need. If just 10 percent of these travelers chose high-speed rail, we would see a significant reduction in automobile travel, and congestion on our highways.

There are other benefits as well. A rail system helps strengthen urban centers along the route. The economic benefits of the first planned segment of the system estimate about 7,000 new jobs created, $8.5 billion in new sales generated and $950 million in increased property values.

High speed rail is an innovative solution that will make Miami an even better place to live, work and play. For more information please visit the Florida High Speed Rail website.

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BRICKELL MAGAZINE has Scoured The Magic City to bring you what they deem to be the next generation of business leaders at the tip of The Sunshine State. These young professionals represent a variety of industries and excel at their respective crafts with superior sophistication and their own unique blend of style and savvy. They are at once inspirational and successful. All have managed to seamlessly balance their careers with their personal lives while continuously giving back to the community that has helped mold them into who they are. Without further ado, click here to meet this year’s Top 20 Under Forty.

VP of Sales, SkyPalace at Mary Brickell Village & Managing Broker, Skyline Realty International, LLC Isos has a passion for sales, communications, networking and learning. “Knowledge is power,” he says. “I’m constantly studying the market and analyzing our industry so I can properly equip my sales agents and clients with the tools and knowledge they need to make informed decisions. This is one of the main elements that drives our success in sales in ouir current luxury residential development: SkyPalace at Mary Brickell Village.”

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“Congratulations to the Top 20 Under Forty.” Evangeline Gouletas

Skyline Realty International is a boutique luxury residential and commercial real estate brokerage company.Our purpose is to represent our clients with integrity and professionalism and to procure positive results in all phases of the real estate brokerage process by capitalizing on our expertise and strategic planning outlook. We strive to be recognized by our clients, the community and our colleagues as the model for integrity, productivity, professionalism and excellence in the residential and commercial brokerage industry. Visit www.skylinerealtyint.com.

SkyPalace at Mary Brickell Village is the latest offering in the Evangeline Luxury Condominium Collection. The Brickell area is the epicenter of Miami as residents enjoy proximity to the prestigious Brickell Financial District, home to 120 domestic and international financial institutions, the American Airlines Arena, the Adrienne Arscht Center for the Performing Arts, five-star quality hotels (the Four Seasons, Conrad Miami, Mandarin Oriental, and two Ritz Carlton’s), world-famous shopping malls including the Village at Merrick Park,  Key Biscayne, the historic Coral Gables and Coconut Grove, and the Miami International Airport and Seaport. Visit our web site for more information atwww.skypalacemiami.com.

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A new study conducted by Gallup and funded by the Knight Foundation reported that residents of Miami-Dade love their city now more than ever.

Miami had the most significant jump in “community attachment” than any other large city.

Pollsters thought that the economy might have a negative impact on sentiment, but Miamians said that positive qualities, such as Miami’s openness, aesthetics and social offerings like culture and entertainment were reasons why they feel great about where they live.
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Those factors, plus eight others, such as education, safety and social capital, added up to a mean score for Miami-Dade of 3.62, an increase from 3.42 last year. That was higher than all the other communities surveyed.

“What’s interesting this year in Miami is the perception of residents caring about each other is also significantly higher,” Katherine Loflin, an Aventura-based consultant contracted by Gallup, said in the Miami Herald.

That may prove important to Miami’s economic future – Gallup studies have shown a correlation between community attachment and the strength of the local economy.

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